Stability & Predictable Income

Designed for capital preservation and disciplined yield

Our fixed income approach balances yield with credit integrity — built for investors who want dependable income, capital protection, and a clear handle on risk.

Yield · Safety · Credit discipline
Three Core Building Blocks

What sits inside our fixed income & credit offering

Each instrument is evaluated for credit quality, duration, liquidity, and fit with your broader allocation.

Listed & Unlisted Bonds

  • Government securities
  • PSU & corporate bonds
  • Structured credit instruments
  • Yield optimisation with credit discipline

Non-Convertible Debentures (NCDs)

  • Fixed & market-linked variants
  • Laddered maturity structuring
  • Risk-return evaluation

Corporate Fixed Deposits

  • Short-term liquidity parking
  • Yield enhancement vs. traditional bank FDs
  • Credit quality screening
How We Work

A credit-first approach to generating reliable income

01

Goal Mapping

Match income needs, tenure and risk appetite to instrument choice.

02

Credit Screening

Review ratings, issuer fundamentals, and covenant strength.

03

Laddering

Stagger maturities to manage reinvestment and liquidity risk.

04

Monitoring

Track credit watch-lists, rating actions, and early warning signals.

Why Manek

Yield is earned — our discipline makes it durable

Credit Discipline

  • Issuer-level due-diligence
  • Independent rating views
  • Watch-list monitoring

Duration Control

  • Interest-rate scenario planning
  • Laddered maturity design
  • Reinvestment strategy

Liquidity Awareness

  • Listed vs. unlisted fit
  • Exit window planning
  • Emergency liquidity buffers

Transparent Reporting

  • Coupon & accrual tracking
  • Tax-adjusted yield views
  • Consolidated income reports

Looking for stable, credit-aware income?

Talk to a Manek advisor about building your fixed income ladder.

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