Portfolio Review

The Process

Our Portfolio Review Framework

A structured review provides clarity before decisions are made. Our six-dimension framework examines every aspect of your current portfolio — objectively and comprehensively.

01

Asset Allocation Analysis

We evaluate your exposure across all asset classes to determine whether your allocation reflects strategy — or drift from a series of disconnected decisions.

  • Equity (domestic & global)
  • Fixed income
  • Real assets
  • Alternatives, structured products & commodities
We assess whether your allocation reflects strategy — or drift.
02

Risk Diagnostics

Using quantitative analysis, we examine the risk embedded in your portfolio — uncovering concentrations and correlations that may not be immediately visible.

  • Volatility and drawdowns
  • Concentration risk
  • Sector and thematic exposure
  • Correlation across holdings
Risk should be intentional — not accidental.
03

Performance Attribution

We evaluate whether your portfolio has delivered returns commensurate with the risk taken — benchmarked against relevant alternatives.

  • Risk-adjusted returns
  • Benchmark comparison
  • Alpha generation vs passive alternatives
  • Consistency across market cycles
Returns must be evaluated in context — not in isolation.
04

Cost & Tax Efficiency Review

Small inefficiencies compound over time. We assess the total cost and tax drag embedded in your portfolio and identify improvement opportunities.

  • Expense ratios and embedded costs
  • Turnover impact
  • Tax leakage
  • Rebalancing efficiency
Small inefficiencies compound significantly over time.
05

Product Suitability & Duplication Check

We identify overlapping holdings, redundant exposures, and misaligned products that add complexity without improving outcomes.

  • Overlapping holdings
  • Redundant exposure
  • Misaligned products
  • Structural gaps in the portfolio
Simplification often improves performance discipline.
06

Strategic Re-Alignment Recommendations

Post-analysis, we provide clear restructuring recommendations — product-agnostic and aligned to your broader financial plan, delivered with a phased implementation roadmap.

  • Clear restructuring suggestions
  • Allocation refinement
  • Exit and transition strategy
  • Phased implementation roadmap
Recommendations remain product-agnostic and plan-aligned.
Why It Matters

Questions a Portfolio Review Answers

Before making any investment decision, a structured review provides the clarity that prevents costly mistakes and realigns capital with what matters most.

Goal Alignment

Is your asset allocation aligned to your life goals — or optimised for a past context that no longer applies?

Hidden Risk

Are you taking more risk than you realise — through concentration, correlation, or implicit leverage in your holdings?

Return Adequacy

Are your returns compensating you adequately for the risk you are taking — or could passive alternatives do better?

Tax Efficiency

Is your portfolio tax-efficient — or are unnecessary tax events eroding your net compounding over time?

Duplication & Complexity

Is there unnecessary duplication or complexity that adds cost without meaningfully improving diversification?

Future Readiness

Is your portfolio positioned for the future — or structured around decisions made in a very different financial context?

Client Profile

Who This Is Designed For

A Portfolio Review at Manek Financial is not about replacing your existing structure. It is about evaluating whether your capital is positioned optimally for the future.

Investors with Multiple Advisors
Those who have accumulated holdings across different advisors over time and need a unified, objective assessment.
HNIs & UHNIs Seeking Independent Views
High net worth investors who want an unbiased second opinion on their existing portfolio before making major decisions.
NRIs with India-Linked Portfolios
Non-resident Indians holding India portfolios that need currency-aware, tax-efficient, compliance-aligned review.
Families with Legacy Portfolios
Families holding inherited or long-standing portfolios that have never been systematically reviewed and optimised.
Pre-Liquidity Event Individuals
Investors approaching a major liquidity event — sale, ESOP vesting, inheritance — who need clarity before capital decisions.
Anyone Seeking Portfolio Clarity
Any investor who senses their portfolio lacks coherence but needs objective data and expert analysis to confirm and act.

Request an Independent Portfolio Review

A Portfolio Review at Manek Financial is not about replacing your existing structure. It is about evaluating whether your capital is positioned optimally for the future. Clarity drives confidence. Confidence drives disciplined wealth creation.

Schedule a Discussion

Clarity drives confidence.
Confidence drives disciplined wealth creation.

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